Visualize Your Cash Flow
See how money moves between income, spending, and savings with a clear Sankey view.
New: AI Assistant — Talk to Your FinancesMaster Your Cash Flow.
Master Your Cash Flow.
Grow Your Net Worth.
See exactly where your money goes, and chart your future with a clear mind.
Net Worth
June 2026
$914k
+$52,453 (6.1%) ↑ this year
Assets
$1,197k
Liabilities
$284k
- Real Estate$775k
- Investments$383k
- Abfertigung$21k
- Cash$18k
Investment Projection
41%
Investment at horizon
Everything You Need.
Nothing You Don't.
Net worth
$124,500
+$2,340 this month
Assets
$186,200
Liabilities
$61,700
Expenses
$2,840
This month
Budget
Ask anything
Finanz helps you…
All your transactions in one place
Import statements, review every line, and keep a single source of truth. Full control over what goes in.
See where your money goes
Break spending into clear categories and periods. Follow your cash flow with an intuitive Sankey chart.
Set and stay on budget
Define monthly budgets per category, then track spending against them so you always know where you stand.
Track and build your net worth
Log assets and liabilities over time. Watch your wealth grow and follow your financial journey month by month.
Bring Confidence to Your Finances
Follow your cash flow
A Sankey view shows income flowing into spending, savings, and fixed costs. No more guessing: you see exactly how your money moves.
Loved by Our Users
Refreshingly simple. It does exactly what it needs to—no bloat, no clutter, no features I'll never touch.
Verified User
Great app, and the team actually listens. It keeps getting better with every single update.
Verified User
“Finally, full control over the data that goes in.”
I import exactly what I want, review every line, and trust the numbers—no forced bank connections, no surprises.
Verified User
Pricing
Full access for 90 days, on us. After that, choose monthly or yearly.
MonthlyYearly
$99 / year
Best value — two months free vs monthly.
- AI import with auto merchant & category matching
- Budget setting and tracking
- Cash flow & Sankey chart
- Project sharing — collaborate with your partner
- AI assistant — talk to your finances
- Future wealth simulation — goals & on-track view
Start your 90-day trial
No credit card required to begin
Frequently
Asked Questions
- Finanz is a personal finance app for tracking transactions, net worth, and budgets in one workspace—with imports, insights, and optional collaboration.
- No—and that's a deliberate choice. Instead of an automatic sync that quietly dumps everything in, you import statements or add transactions yourself. It means you always know exactly what goes in and stay in full control of your data.
- Yes. Projects support read or write access for couples or small teams.
- Sessions are signed and scoped to your account. Sign in uses email codes or Google OAuth.
- Yes. Your data is yours—export your transactions and records at any time, no lock-in.